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Website Terms of Use

Website Terms of Use

Website Terms and Conditions – Milestone Savings

These website terms and conditions (as amended varied, or supplemented from time to time, the “Terms and Conditions”) govern the use of this website by a user of this website (referred to as “you” or “your”) and constitute a legally binding agreement between you and Gatehouse Bank plc (“Gatehouse Bank”).  Milestone Savings is a trading name of Gatehouse Bank.  Gatehouse Bank is a public limited company authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 475346).  Gatehouse Bank is registered in England and Wales with company number 06260053, having its registered office at 125 Old Broad Street, London EC2N 1AR.  

You acknowledge that by accessing and using this website you unconditionally accept all provisions of these Terms and Conditions and the disclaimers and limitations of liability contained herein. If you do not accept any part of these Terms and Conditions and Gatehouse Bank’s website privacy policy (which should be read in conjunction with, and which is governed by, these Terms and Conditions) you are not permitted to use this website and should refrain from doing so. You must not to use this website for any purpose that is unlawful under any applicable law or prohibited by these Terms and Conditions.  You agree not to take any action, alone, or with others that would interfere with the operation of this website, to alter this website in any way, or to prevent others’ access to and freedom to enjoy and use this website.  Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

Products and Services

This website does not constitute an offer, promotion, or solicitation on the part of Gatehouse Bank to provide any products or services described on the website or any materials or information contained in this website to any person to whom it is unlawful to make such offer or solicitation or where the relevant laws or regulations do not permit the purchase of, subscription for or other use of such products or services. If in doubt, you should check with your local regulators or relevant authorities and/or professional advisors before using any such products or services.  

Nothing on this website constitutes professional and/or financial advice nor do any materials on this website constitute a comprehensive or complete statement regarding Gatehouse Bank’s products and services. Any such products or services are, in any event, subject to the individual terms and conditions on which they are offered. Furthermore, any products and services may be withdrawn or amended at any time without notice. Fees, commissions or other charges may apply to certain products or services.

Intellectual Property

Materials, information, marks and logos contained in or displayed on this website are protected by intellectual property rights under applicable laws. No part of these materials, information, marks and logos may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for any commercial or public purposes without the written permission of Gatehouse Bank or any other party owning these materials, information, marks and logos.

All electronic communications and telephone calls with Gatehouse Bank may be monitored in the UK in accordance with the Telecommunications (Lawful Business Practice) (Interception of Communications) Regulations 2000.

Disclaimer

Whilst every care has been taken in preparing the materials and information contained in this website (including the information provided via this website), such materials and information are provided on an "as is" basis and no representation or warranty of any kind, express or implied (whether by statute or otherwise) regarding the non-infringement, security, accuracy, reliability, fitness for  purpose or freedom from computer viruses is given in connection with such materials and information. Any hypertext link from this website exists for information purposes and is for your convenience only and Gatehouse Bank does not guarantee that any e-mails from this website will be sent to you or received by Gatehouse Bank or the privacy and/or security of e-mails during internet transmission which is outside Gatehouse Bank's reasonable control. Gatehouse Bank has no obligation to keep the materials on this website and the information provided via this website otherwise on this website up-to-date.

The materials and information contained in this website are provided for general information only and should not be used as a basis for making decisions. Any advice or information received via this website should not be relied upon without consulting primary or more accurate or up-to-date sources of information or seeking specific professional advice. You are recommended to obtain such professional advice before purchasing our products and services. 

Geographic, political, economic, statistical, financial, and exchange rate data are presented in certain cases in approximate or summary or simplified form and may change over time. Reliance has been placed by Gatehouse Bank on certain statistical data obtained externally which, though believed to be correct, may not in fact be accurate. Gatehouse Bank accepts no liability for any loss or damage from:

(1) any action taken, or not taken, by or for you, in reliance on materials or information contained in this website; 

(2) your use of this website including any loss, damage or expense arising from any defect, error, imperfection, fault, mistake or inaccuracy with this website, its contents or associated services, or owing to any unavailability of this website or any part thereof or any contents or associated services;

(3) any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of this website;

(4) the accuracy or otherwise of materials or information contained on the pages of websites whose hypertext links are contained in this website or defects with such websites linked. Gatehouse Bank's inclusion of hyperlinks does not imply any endorsement of the materials on such websites linked; or

(5) the failure of any internet transmission (including e-mails correspondence) from this website.

None of the above shall be taken to exclude liability for fraud or for negligence causing death or personal injury.

Changes to Website

Gatehouse Bank reserves the right to, without notice, change or remove (temporarily or permanently) this website or any part of it, and/or change these Terms and Conditions at any time.  

You agree to cease all access or use of this website if you no longer agree to abide by these Terms and Conditions. Your continued use of this website shall constitute acceptance of the Terms and Conditions published on this website at the time of your use. 

Access

Access to this website is permitted on a temporary basis and is not guaranteed. From time to time access may be unavailable, delayed, limited or slow due to any technical reasons and Gatehouse Bank will not be liable in any way for such delay or disruption in the operation of this website or any part of it or for any failure of any connection or communication related thereto or the non-availability of any information therein. 

If you choose, or are provided with, a user identification code, password or any other piece of information as part of Gatehouse Bank’s website security procedures, you must treat such information as confidential and you must not disclose it to any third party.  Where the client is an institution, the same security requirements apply as they do to individuals.  The institution is responsible for the security of all passwords that they have assigned to their employees and for taking steps to ensure employees keep them secure and use them for authorised purposes.  The institution is also responsible for ensuring that passwords are changed regularly and, in any event, upon the departure of the relevant employees.  Gatehouse Bank reserves the right to terminate your access to this website for any reason, including where Gatehouse Bank believes that you have not acted in accordance with these Terms and Conditions.

By using this website you consent to Gatehouse Bank processing any information provided by you via this website in accordance with Gatehouse Bank’s website privacy policy.  You agree and confirm that all information and data provided by you via this website is accurate.

Disclosure of Interest

Gatehouse Bank and its affiliates and/or their officers, directors and employees may have positions in any securities mentioned on this website (or in any related investments) and may from time to time add to or dispose of any such securities (or investments). Gatehouse Bank and its affiliates may act as market maker or have assumed an underwriting commitment in the securities referred to on this website (or in related investments), may sell them to or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to issuers of such securities. Nothing herein excludes or restricts any duty or liability to a customer which Gatehouse Bank has under the Financial Services and Markets Act 2000 or under rules of the Prudential Regulation Authority and Financial Conduct Authority.

Your Liability

By using this website, you agree to be fully liable for any liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against any of Gatehouse Bank and its affiliates, directors, officers, employees, consultants, advisers and agents arising as a result of your access to or use of this website otherwise than in strict compliance with these Terms and Conditions, any applicable laws or regulations, or any third party’s rights, including, but not limited to, copyright or any proprietary rights of any third party in respect of any content on this website.

Severance

If any provision of these Terms and Conditions is determined to be invalid, illegal or unenforceable for any reason by any court which has jurisdiction, such provision(s) shall be severed and the remaining provisions of these Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable. 

Governing Law

These Terms and Conditions arising under or connection with them shall be governed by, and construed in accordance with English law and each user hereby submits to the exclusive jurisdiction of the English courts.

Contact

You can contact Milestone Savings on +44 (0) 345 600 3350 or info@milestonesavings.co.uk or you can contact Gatehouse Bank on 020 7070 6000 or info@gatehousebank.com.